Showing posts with label Relocating to Maryland. Show all posts
Showing posts with label Relocating to Maryland. Show all posts

Jan 29, 2010

Tips for First-Time Homebuyers


Home-price adjustments in markets around the country have opened doors of opportunity for many renters. If you are transitioning from renter to homeowner, the prospect of making such a large investment may be exciting, while at the same time overwhelming. But it doesn’t have to be. Here are six common mistakes to avoid.
1. Not understanding the homebuying process. Educate yourself. Find a homebuyer seminar that you can attend or research online. The U.S. Department of Housing and Urban Development Web site (www.hud.gov) has an entire section devoted to homebuyers with common questions of first-time homebuyers, mortgage and home-buying programs information, downloadable tools such as a wish list and home-shopping checklist, tips on selecting a real estate professional, etc. Likewise, Prudential Real Estate’s popular Web site, prudential.com/realestate, offers consumers brand-new tools for the homebuying process, such as free home environmental reports, Value Range Estimates and Property Profiles, among other resources.
2. Not asking questions. There are many facets and intricacies to the homebuying process, so although you may gain a basic knowledge, you will still have questions. Don’t hesitate to let your real estate professional know that you are new to the process. Make sure you choose a sales professional who is willing to spend time with you and walk you through the entire process. He or she will expect you to have questions at each step—from house hunting, to making an offer to the closing. Remember, this is one of the largest financial transactions of your life, so you want to have a clear understanding of what’s going on.
3. Buying on impulse. Don't feel pressured into making an offer on the first home you see. Buyers, especially first-timers, may be impressed by the first two or three homes they view. Look at a good selection. List the positives and negatives about each home. Narrow the prospects to three or four and then return for a closer look. When you decide to make a bid on a property, work with your real estate professional to get all of your questions answered before making an offer. But don't wait too long to make an offer. The longer you wait, the greater the chance other prospective buyers may place offers, making it harder for you to negotiate a good deal.
4. Looking outside your price range. Before beginning your home search, consider getting pre-qualified to so get an idea of how much you may be able to borrow. Use this information as a starting point in determining your price range. Then take into consideration other factors that will affect your monthly budget once you are a homeowner, such as property taxes, homeowners insurance, utilities, private mortgage insurance (PMI) and maintenance.
5. Not planning ahead. Think about personal changes you are planning in the next five to seven years. For instance, are you starting a family, and if so, is the home large enough and will it continue to be? If this will be a starter home or if you think you’ll be relocating in a few year, you’ll probably want to pay closer attention to appreciation and resale value. If a double-income is necessary to qualify for financing and to make your payments, do your plans foresee an income sufficient to continue making payments?
6. Failure to focus on location. Don’t just focus on the house. Examine the community. Does it suit your lifestyle? Is the area safe, well-maintained, close to work, stores and schools? Find out about zoning and what new construction is planned on vacant land in the immediate area. Also consider the property marketability when it’s time to sell.
Above all, remember knowledge is key. No question is a silly question. Your real estate professional can be an invaluable asset throughout the process. Making smart home buying decisions will make the home-buying process less scary and your first home purchase a rewarding experience.

Jan 25, 2010

Six Questions that Can Help You Gain Insight on a Prospective Home


Unlike an automobile, you can’t test drive a home before you purchase it. You have to base your decision on other factors such as layout, condition and much more. And, of course, the seller is obligated to disclose the property’s condition that may alert you to issues such as previous mold, defective water heater or leaky roof. Yet, that still doesn’t always paint the entire picture. Here are six questions you should consider asking the seller to gain additional insight about the prospective home before you make a final decision.

1. Why is the seller selling the house?
This question may help you evaluate the “real value” of the property. Is there something about the house the seller does not like? If so, you may be able to adjust the purchase offer accordingly.
2. How much did the seller pay for the home?
In some instances, the answer to this question may help you negotiate a better deal. However, it is important to remember that the purchase price is influenced by several factors, like the current market value and any improvements the seller may have made to the home. The original purchase price might not have anything to do with the current value of the house.

3. What does the seller like most and least about the property?
By asking the seller what he or she likes most and least about the property, you might get some interesting information. In a few cases, what a seller likes the most about a home might actually be something the buyer is looking to avoid. For example, if the seller describes his house as being in a “happening neighborhood,” the buyer might consider this a negative factor because the area may be too noisy or busy for his or her taste.

4. Has the seller had any problems with the home in the past?
It is also a good idea to ask the seller if he or she has had any problems with the home while living there. Has the seller had problems with a leakage from the upstairs bedroom in the past? If so, even if the leak has been corrected, the floor and walls around the bathroom might have been damaged. You should check that these items were repaired properly.

5. Are there any nuisances?
Use this question to find out about barking dogs, heavy airplane traffic or even planned changes to the community, such as a planned street widening. This may give you insight on why the seller is really moving.

6. How are the public schools in the area?
Because the value of a community is usually greatly influenced by the public schools in the area, finding out the buyer’s perception can give you some insight about the quality of the area’s schools.
Knowing all you can about a prospective home will help you make a more informed decision as well as offer. Your real estate professional can be a great resource in helping you get your key questions answered and give you advice on how to evaluate your findings.

Jan 22, 2010

Choosing the Right Community for You


If you are buying a home, one of the first things your real estate professional will do before taking you on home tours is interview you to determine the type of house you want such as a 2,000-square-foot four-bedroom, split-level with a formal dining room and two-car garage. But just as important is the type of community you want to live in. Knowing what your requirements are will help narrow your home search and save time.
To expedite the house-hunting process, start by making a list of the dream home factors that are most important to you and your family’s lifestyle. Consider style, location, proximity to work and schools, yard size, children in the community, and of course, price.
Price and location generally are the key factors you’ll use to identify the communities that best suit you. If you are moving within the same city, you may want to start your community search by getting in your car and exploring. There are also resources on the Internet that let you compare communities.
You’ll want to ask yourself critical questions, such as: Do you dream of something quaint and charming that can only be found in an older area? Or, do you prefer everything new? Are you willing to sacrifice size and space for architectural detailing? What about drive and commute time to the office and schools? Will you forgo the number of bedrooms and a big yard for proximity to a lake or other recreational areas?
Whether you have children or not, buying a home in a community with good schools is important. It not only adds value to your property, but also is an attractive feature when and if you decide to sell. There are plenty of resources available to get information about schools within the communities you are considering. Various Internet sites offer school reports and profiles. They provide statistical data such as graduation rates, college-bound percentages, and standardized test scores. You can also learn about special programs the schools offer. In addition to these reports, many schools have their own Web sites you can peruse. And of course you can always talk to people in the area or take a tour of the school.
Additional factors you’ll want to consider during your community search are crime, recreational activities, proximity to shopping and restaurants, and other specific family needs.
Once you’ve narrowed your search to two or three communities that fit your price range and lifestyle, make comparisons of price and sales activity. Your real estate professional can help you determine which communities are most sales-worthy at present, and which are more likely to continue to be.
There are many factors involved in selecting the right community for you and your family. Discuss your options with your real estate professional. This will provide the information he or she needs to help you find property listings to tour. Remember, a targeted approach to house hunting is less time consuming, less expensive and more efficient.

Jan 15, 2010

Should You Use a Real Estate Professional to Buy A Home?


With just the stroke of a few keys, you can find myriad resources on the Internet to help you in your search for a new home. Besides property listings, you can find out about specific communities, schools and mortgage options. Prudential Real Estate has made three great resources – Environmental Profile, Property Profile and Value Range Estimate – available on prudential.com/realestate that provide detailed real estate information just by keying in a U.S. property address.
With this wealth of information at your disposal, do you really need a real estate professional to represent you? Absolutely.
Think of it this way, when you go to an unfamiliar place, sure you could do a self-guided tour. However, your tour is much more rewarding and enriching when you have someone who is familiar with the location to guide you along because he or she has inside knowledge on the history, culture and stories that you may not have otherwise received.
The same can be said about sales professionals. Their role is more than someone to drive you around from property to property. They can be a great resource, especially to homebuyers relocating from other communities. He or she knows the local area including home values, taxes, utility costs, and school data, and may even be knowledgeable about resources pertaining to your special interests or needs. For instance, should you require help relocating an aging parent with you, your real estate professional may be able to direct you to local services or organizations for the elderly.
A sales professional can familiarize you with the processes involved in buying a home, alert you to potential risks, help you determine how much house you can afford, explain alternative financing strategies, as well as provide tremendous moral support.
Another benefit is having a strong advocate during the negotiating process. Sales professionals can help you objectively evaluate an offer then work to negotiate a favorable contract. During the process, he or she will review the contract and obligations before you sign, explain how contingencies and release clauses work, and so on.
And something easy to overlook is our familiarity with the complexity and risks inherent in the process. In the years I have been practicing I have been continually amazed at how quickly a seemingly simple transaction can grow legally complex and risky. When complex questions arise, a sales professional can help you quickly locate an attorney or other licensed professionals whose services you may require, such as home inspectors, engineers, surveyors and lenders.
As your single point of contact, a sales professional can manage the entire transaction including coordinating inspections, keeping in touch with the other real estate professionals, managing the documentation for the loan process, monitoring deadlines associated with contingencies, providing applicable paperwork, estimating
closing costs, and helping prepare for a smooth and uneventful closing.
If you’re about to begin the process of buying or selling a home, consider involving a real estate professional. When the stakes are high, it’s comforting to have a specialist by your side.

Jan 13, 2010

Tips on Moving With Pets


When making your moving plans, don’t forget to include your beloved pets. Although they present a new set of challenges, it doesn’t have to add to your stress if you take the following steps before your big move.
Visit the Vet
Schedule a pre-move visit with your veterinarian for a checkup and to make sure that all vaccinations are current. Use this time to get copies of your pet’s records, a recommendation for a veterinarian in your new location, and possibly a tranquilizer to give your pet during transportation.
Research Laws in New Area
Research the requirements regarding animals in your new locality. Nearly every state has laws regarding entry of dogs, cats, horses, birds and other pets. For example, most states require interstate health certificates for dogs and horses coming from another state. If you own an exotic animal such as a ferret or potbellied pig, check to see if it is allowed as a pet in your new city. Some states require an entry permit. You can obtain compliance information from the state veterinarian or other appropriate authority. It’s important to get this information well ahead of your move so that you can get any necessary examinations or documents.
Make sure your pet’s identity and rabies tags are current. You should also have a special travel identification tag just in case they become lost during the move. The tag should include the pet’s name, your name and new address, and an alternate contact.
Decide on Transportation Mode
Decide how you will be transporting your pet. Animals are not allowed on moving vans, so your choices are by car or air.
By Car
If traveling by car, the American Animal Hospital Association suggests that you take your pet on short rides before the trip so that he can get accustomed to the movement. The day of the trip, don’t feed your pet for several hours before departure. It’s also a good idea to take him on a long walk before heading out.
Pack a travel kit to include food, food and water dishes, can opener, scooper, paper towels for clean ups, and plastic bags. You may also want to include a blanket to cover your car seats, plus treats and a favorite toy.
If you are traveling with birds or other small pets, such as a hamster, make sure they are in a stable cage with proper ventilation. A kennel for cat or dog may also be a good idea.
If your trip will require an overnight stay, find out well in advance of your trip whether pets are allowed at the lodging of your choice. The website www.petswelcome.com is a great place to search for lodging that accommodates pets.
By Air
Traveling by air definitely requires preplanning. Each airline has its own policy regarding pet transportation. In addition, there are federal requirements you must follow. For example, dogs and cats must be at least eight weeks old and weaned for at least five days. In addition, cages and containers must meet certain standards.
You need to decide if your pet will accompany you in the cabin or be checked as baggage, or shipped separately by air freight.
Check with your airline to make sure that pets are allowed to travel in the cabin and obtain guidelines. The U.S. Federal Animal Welfare Act requires that pets traveling in the passenger cabin be in a carrier that can fit underneath the seat without blocking the main aisle. The container must remain stowed the entire flight.
If your pet will be transported as baggage or by freight, make shipping arrangements as far in advance as possible so that space can be reserved. It is recommended that you schedule a non-stop flight on a weekday. You also need to supply the air carrier written instructions for food and water.
Other precautions to take when transporting your pet by air include:
Before traveling, get your pet accustomed to the kennel in which it will be shipped.
Don’t give your pet solid food six hours prior to the flight. Providing water a few hours before the flight is advisable.
Write your contact information on the container and make sure your pet is wearing a tag with the same information.
The Federal Aviation Administration (www.faa.gov) and Department of Transportation’s (http://airconsumer.ost.dot.gov) websites have valuable information regarding traveling with pets.
Transitioning to New Home
Once you are in your new home there are some things you can do to help ease the transition for your pet. If you have a dog, take him for a walk immediately so that he can become familiar with the new area. Cats, on the other hand, have a tendency to run away searching for their old home. They should be kept indoors for several weeks until they become comfortable in the new home and familiar with its scents and noises.
Veterinarians also advise that you bring water from your old home, because a change in water sources can sometimes cause your pet to become sick.
Like humans, pets are can become stressed when change occurs. By planning ahead, you can help to make sure your pet has a smooth transition to its new environment.

Jan 11, 2010

How to Budget for Home Maintenance


RISMEDIA, December 22, 2009—While buying a home is a huge financial expenditure, homeowners need to keep in mind that the spending doesn’t stop once the home is purchased. Whether you are moving into a new or old home, homeowners need to be aware of the ongoing maintenance that any home requires. Here, Dan Steward, President, Pillar To Post discusses what homeowners need to know when it comes to ongoing home maintenance.

First, buyers should understand the 1% rule. This rule postulates that normal maintenance on a home is about 1% of the value of the home per year. For example, a $250,000 home would require $2,500 per year to maintain. This would be enough to replace the roof covering…and then, a few years later, to replace a failed hot water tank…and then a few years more until a new central air system is required.

Then there is the 3% rule. Some experts say that home buyers should plan on spending 3% of the value of the home in the first year of ownership. This is because new homeowners will most likely have to buy drapes, blinds, a washer and dryer, a stove, maybe even a new roof covering. Also, new homeowners often customize the environment to their taste, so they need to budget for repairs, replacements and maintenance.

In addition, most home components have fairly predictable life cycles. For example, the typical life cycle of a high-efficiency furnace is 15 to 20 years. What this means is that most high-efficiency furnaces last between 15 and 20 years.

One way to know the extent of the maintenance needed and the costs to repair and/or replace items is to have a home inspection conducted. Home inspectors are required to let the buyer know if a component is significantly deficient or if it is near the end of its life cycle (service life), and a reputable home inspection company may offer up-to-date repair-cost guides to help clients with their planning.

Home inspectors work with Realtors and buyers to help them understand the issues that are found in the home, regardless of age, offering the right perspective and objective information. Home buyers need to understand that it’s normal for items in a home to wear out. This should be regarded as normal “wear and tear” and not necessarily a defect.

A good home inspection determines the current condition of the house, offering a report of all the systems and components in need of maintenance, service, repair or replacement.

For example, consider a home inspection that uncovers that the heating system is old and requires replacement. A home buyer may see this as a huge problem. However, this problem may be the only item in the home that requires attention. If a buyer were to look at this situation in perspective, this home could be well above average—a home merely requiring a new furnace.

A good home inspection provides objective information to help the buyer make an informed decision. Knowing what items need to be budgeted for repair or replacement will help home buyers plan or negotiate better and not be stuck with unexpected costs of hundreds, or even thousands of dollars in the long run. Also, fixing these items will make a marked improvement on the performance of a home and minimize issues that could affect its future integrity…and value.

Jan 8, 2010

Home Owners Would Spend Tax Credit Wisely


A survey of homeowners by Coldwell Banker Real Estate found that 20 percent said they were more likely to consider purchasing a new home after learning about the $6,500 tax credit than they were six months ago.

Of the more than 1,000 homeowners surveyed, 83 percent said that if they were to purchase a home and qualify for the tax credit, they would pay off debts, make home improvements, add it to savings or use the money for household expenses.

Only 6 percent said they would spend the money on a luxury item like a vacation or a shopping spree.

Dec 31, 2009

45 Lessons in Life

This is a small piece that was forwarded to me by a client. I think that it is inspirational and a very good way to resolve to be better next year! Happy New Year!

Dec 22, 2009

Choosing the Right Community for You



If you are buying a home, one of the first things your real estate professional will do before taking you on home tours is interview you to determine the type of house you want such as a 2,000-square-foot four-bedroom, split-level with a formal dining room and two-car garage. But just as important is the type of community you want to live in. Knowing what your requirements are will help narrow your home search and save time.
To expedite the house-hunting process, start by making a list of the dream home factors that are most important to you and your family’s lifestyle. Consider style, location, proximity to work and schools, yard size, children in the community, and of course, price.
Price and location generally are the key factors you’ll use to identify the communities that best suit you. If you are moving within the same city, you may want to start your community search by getting in your car and exploring. There are also resources on the Internet that let you compare communities.
You’ll want to ask yourself critical questions, such as: Do you dream of something quaint and charming that can only be found in an older area? Or, do you prefer everything new? Are you willing to sacrifice size and space for architectural detailing? What about drive and commute time to the office and schools? Will you forgo the number of bedrooms and a big yard for proximity to a lake or other recreational areas?
Whether you have children or not, buying a home in a community with good schools is important. It not only adds value to your property, but also is an attractive feature when and if you decide to sell. There are plenty of resources available to get information about schools within the communities you are considering. Various Internet sites offer school reports and profiles. They provide statistical data such as graduation rates, college-bound percentages, and standardized test scores. You can also learn about special programs the schools offer. In addition to these reports, many schools have their own Web sites you can peruse. And of course you can always talk to people in the area or take a tour of the school.
Additional factors you’ll want to consider during your community search are crime, recreational activities, proximity to shopping and restaurants, and other specific family needs.
Once you’ve narrowed your search to two or three communities that fit your price range and lifestyle, make comparisons of price and sales activity. Your real estate professional can help you determine which communities are most sales-worthy at present, and which are more likely to continue to be.
There are many factors involved in selecting the right community for you and your family. Discuss your options with your real estate professional. This will provide the information he or she needs to help you find property listings to tour. Remember, a targeted approach to house hunting is less time consuming, less expensive and more efficient.

Sep 28, 2009

Crofton, MD - A Great Place to Live


Crofton is a planned community. On a map, Crofton is a triangle bordered by Route 3, Route 424 (Davidsonville Road) and Route 450 (Defense Hwy). It is midway between Baltimore and Washington, DC. Inside the trangle, everything is residential with the exception of the Crofton Country Club, a few churches, and Village Green...a small cluster of businesses. Crofton Parkway is a wide boulevard that is a 4 mile circle inside the triangle. Many of the homes along the parkway back to the golf course. On any given day, you will see people strolling, running, and biking the parkway.


In the past 10 years, new housing was build outside of the Crofton triangle. There are townhouses and single family homes by a variety of builders. Walden is a planned community with a golf course and country club. Housing in the newer area of Crofton is comparable to other housing built in the Washington, DC area in the past 10 years.


One of the advantages that Crofton has is location and the accessibility to transportation. Washington, DC is a 25 minute drive; Baltimore is a 30 minute drive. There is a bus that leaves Crofton every morning for the New Carrolton Metro Station (orange line). The bus returns every evening. The New Carrolton station is about a 20 minute drive from Crofton and there is parking there. The MARC train that goes to Union Station leaves from Bowie and Odenton. Both stations are within 15 minutes of Crofton.


Crofton has a beautiful park with athletic fields and an outdoor theater. In addition, there is a smaller park with a lake inside the triangle. The lake is stocked with fish, and on a summer day, many youngsters try their luck at fishingl. The other lake in Crofton put the community in the public eye a few years ago when snakehead fish were found.


A quiet residential community, Crofton has all sorts of activities. Every summer there are Sunday evening concerts on Village Green; there is an Easter Egg Hunt, a Halloween parade, and a Christmas tree lighting. There are summer ice cream socials, and every spring and fall there is a wonderful craft bazaar across from the Village Green.

Sep 25, 2009

Anne Arundel County Heritage


Back in the 1950's the folks in Annapolis (the capital of Maryland) made the wise decision to maintain as many of the historical buildings in the city as possible. The goal was to keep the 17th century feel, and as a result Annapolis has the largest collection of 17th century real estate architecture in the country. You can stroll through downtown Annapolis and enjoy the museums, historic sites, shopping, dining, and views of the water.


Anne Arundel County is located on the Chesapeake Bay, and there are many water activities. Every fall a week is devoted to the sail boat show, and a week is devoted to the power boat show. All of the boats are in the waterm and visitors to the shows can board the boats. Any time of the year, you can walk across the Easport Bridge over Spa Creek. Hundreds of boats can be viewed from the bridge. The U.S. Naval Academy adds to the rich maritime heritage of Annapolis.

Sep 23, 2009

Average List Price for Sold Properties in Anne Arundel, Howard, and Prince George's Counties for August


This is where the really positive news shows. The number of houses sold in the month of August for Anne Arundel County was 9% higher than a year ago. In Howard County there was a 7% increase. Prince George's County is the big winner with a 48% increase over August 2008. Keep in mind that the sales price is lower than a year ago. However, the good news has to start somewhere. Increase in sales price will come as the economy improves. It may be the the $8K tax credit is getting the first time home buyer out to buy. It also appears that now is the time to buy if you are a first time home buyer that has been sitting on the fence, because this is probably the bottom of the market. As short sales and foreclosures decrease, home prices will start to increase. It is hard to say when that will happen, but it is inevitable. Keep in mind that like all of our economy, the housing market is cyclical, and we have been in this down cycle for three years.

Data from MRIS

Sep 21, 2009

Resale Houses Sold in Anne Arundel, Howard, and Prince George's Counties for August

This is where the really positive news shows. The number of houses sold in the month of August for Anne Arundel County was 9% higher than a year ago. In Howard County there was a 7% increase. Prince George's County is the big winner with a 48% increase over August 2008. Keep in mind that the sales price is lower than a year ago. However, the good news has to start somewhere. Increase in sales price will come as the economy improves. It may be the the $8K tax credit is getting the first time home buyer out to buy. It also appears that now is the time to buy if you are a first time home buyer that has been sitting on the fence, because this is probably the bottom of the market. As short sales and foreclosures decrease, home prices will start to increase. It is hard to say when that will happen, but it is inevitable. Keep in mind that like all of our economy, the housing market is cyclical, and we have been in this down cycle for three years.

Data from MRIS

Sep 18, 2009

Median Sold Price for Real Estate in August - Anne Arundel, Howard, and Prince George's Counties





Median price tells us that as many houses sold above this dollar amount as sold below the amount. This statistic has been down over the same period a year ago for the past 12 months in all 3 counties. Anne Arundel and Howard Counties' numbers are less than 10% and have been for the entire year. Prince George's County has taken the biggest hit in prices. This is because there are more distressed properties in Prince George's County than in any other county in Maryland. Also, keep in mind that a lot of first time home buyers are taking advantage of the $8,000 federal tax credit. This means that lower priced homes are selling because people are being given an incentive to purchase.

So this statistic indicates that many more lower priced homes are being sold than higher priced homes.

Data from MRIS

Sep 16, 2009

Top Things to Do in Maryland

Planning a trip to Maryland or thinking about relocating? Here is a list taken from www.worldtravelguide.net of things you should definitely check out!

  • Tour the National Aquarium in Baltimore (image below) (website: www.aqua.org), home to more than 560 species of sub aquatic life. Start your day by having breakfast with the dolphins, or sign up for a sleepover with the sharks.
  • Listen to the music at the beautiful Pier Six Concert Pavilion (website: www.piersixpavilion.com) where concerts are hosted during the summer months (June to late September).
  • Climb the Washington Monument (website: www.nps.gov/wamo) in the heart of Washington, DC for a panoramic view.
  • Soak up the sun at Ocean City (website: www.oceancity.org), a lovely beach resort boasting an expansive white sand beach, a 5km- (3-mile-) long boardwalk, amusements, tram rides, boating and deep-sea fishing.
  • Hike or bike the old towpath once used by mule-drawn barges in Chesapeake & Ohio Canal National Historic Park (website: www.nps.gov/choh), stretching 295km (184 miles) from Washington, DC to Cumberland in Western Maryland, and visit the headquarters where George Washington began his military career.
  • Enjoy a variety of water-based activities at Deep Creek Lake (website: www.deepcreeklake.com), the state's four-season resort, or play 18 holes of golf on two scenic championship courses.
  • Admire some of the world's best racehorses during the week-long activities celebrating the annual running of the Preakness Stakes (website: www.preakness.com) in May. It is the second event in thoroughbred racing's prestigious triple crown.

What are your favorite things to do in Maryland? I would love to hear them!

Average Sold Price for Real Estate in Anne Arundel, Howard, and Prince George's Counties





Unfortunately, the positivity that we saw in dollar sales has not reached average sold price. For Anne Arundel County, it's the best average sold price since March. Howard County suffered an 8%+ lost compared to average sold price a year ago. Prince George's County has experienced the most significant losses in average sold price because of the large number of short sales and foreclosures. As a county, Prince George's has suffered the most significant number of distressed homes in Maryland.

Based on the past couple of months statistics, it appears that the price of homes will be the last statistic to improve.

Data from MRIS

Sep 11, 2009

Maryland Fun Facts



Main Street (formerly Church Street) in Annapolis, Maryland, USA Photo © Hisham Ibrahim / Getty Images

Thinking about moving to Maryland? Here are some fun and interesting facts about the "Old Line State." (Taken from history.com)
  • Maryland was the hometown of the Babe and the Raven: Baseball great Babe Ruth and Edgar Allen Poe lived there. Poe is also buried in Baltimore's Westminster Cemetery.

  • The state sport of Maryland is jousting, a competition between two armored contestants mounted on horses in which each tries to strike the other with a lance. The sport has been enjoyed in Maryland for 300 years.

  • Maryland is famous for great seafood, especially crabs. During lunch hour on Maryland's Chesapeake Bay, vendors sell almost as many crabcakes as hot dogs and hambugers combined.

  • Maryland's Mount Clare Station, built in Baltimore in 1830, was the first railroad station in the United States.

  • Notorious gunslinger Doc Holliday was called "Doc" because he was a dentist. Holliday learned his trade at the Baltimore College of Dental Surgery.

  • Kunta Kinte, the slave ancestor of Roots author Alex Haley, arrived in Annapolis in 1767. This is now commemorated at the City Dock by a plaque and statue of Haley.

  • The Mother Seton House in Baltimore and the National Shrine of Saint Elizabeth Ann Seton in Emmitsburg both celebrate the life of the first American to be sainted, a Baltimore resident.

  • America's first umbrellas were produced in Baltimore, beginning in 1828.

  • Each year on September 17, 23,100 luminaries are lit at Maryland's Antietam National Battlefield to honor the dead of America's bloodiest one-day battle, fought during the Civil War.

  • The Mason-Dixon line was drawn between Pennsylvania and Maryland in the 1760s to end a border dispute. The line is traditionally thought of as the division between America's North and South.

Aug 7, 2009

Tips on Moving with Pets



When making your moving plans, don’t forget to include your beloved pets. Although they present a new set of challenges, it doesn’t have to add to your stress if you take the following steps before your big move.

Visit the vet. Schedule a pre-move visit with your veterinarian for a checkup and to make sure that all vaccinations are current. Use this time to get copies of your pet’s records, a recommendation for a veterinarian in your new location, and possibly a tranquilizer to give your pet during transportation.

Research laws in new area. Research the requirements regarding animals in your new locality. Nearly every state has laws regarding entry of dogs, cats, horses, birds and other pets. For example, most states require interstate health certificates for dogs and horses coming from another state. If you own an exotic animal such as a ferret or potbellied pig, check to see if it is allowed as a pet in your new city. Some states require an entry permit. You can obtain compliance information from the state veterinarian or other appropriate authority. It’s important to get this information well ahead of your move so that you can get any necessary examinations or documents.
Make sure your pet’s identity and rabies tags are current. You should also have a special travel identification tag just in case they become lost during the move. The tag should include the pet’s name, your name and new address, and an alternate contact.

Decide on transportation mode. Decide how you will be transporting your pet. Animals are not allowed on moving vans, so your choices are by car or air.

By car. If traveling by car, the American Animal Hospital Association suggests that you take your pet on short rides before the trip so that he can get accustomed to the movement. The day of the trip, don’t feed your pet for several hours before departure. It’s also a good idea to take him on a long walk before heading out.

Pack a travel kit to include food, food and water dishes, can opener, scooper, paper towels for clean ups, and plastic bags. You may also want to include a blanket to cover your car seats, plus treats and a favorite toy. If you are traveling with birds or other small pets, such as a hamster, make sure they are in a stable cage with proper ventilation. A kennel for cat or dog may also be a good idea.

Plan ahead. If your trip will require an overnight stay, find out well in advance of your trip whether pets are allowed at the lodging of your choice. The website www.petswelcome.com is a great place to search for lodging that accommodates pets.

By air. Traveling by air definitely requires preplanning. Each airline has its own policy regarding pet transportation. In addition, there are federal requirements you must follow. For example, dogs and cats must be at least eight weeks old and weaned for at least five days. In addition, cages and containers must meet certain standards.
You need to decide if your pet will accompany you in the cabin or be checked as baggage, or shipped separately by air freight.

Check with your airline to make sure that pets are allowed to travel in the cabin and obtain guidelines. The U.S. Federal Animal Welfare Act requires that pets traveling in the passenger cabin be in a carrier that can fit underneath the seat without blocking the main aisle. The container must remain stowed the entire flight.

If your pet will be transported as baggage or by freight, make shipping arrangements as far in advance as possible so that space can be reserved. It is recommended that you schedule a non-stop flight on a weekday. You also need to supply the air carrier written instructions for food and water.
Other precautions to take when transporting your pet by air include: Before traveling, get your pet accustomed to the kennel in which it will be shipped. Don’t give your pet solid food six hours prior to the flight. Providing water a few hours before the flight is advisable.
Write your contact information on the container and make sure your pet is wearing a tag with the same information. The Federal Aviation Administration (www.faa.gov) and Department of Transportation’s (http://airconsumer.ost.dot.gov) websites have valuable information regarding traveling with pets.

Transitioning to new home. Once you are in your new home there are some things you can do to help ease the transition for your pet. If you have a dog, take him for a walk immediately so that he can become familiar with the new area. Cats, on the other hand, have a tendency to run away searching for their old home. They should be kept indoors for several weeks until they become comfortable in the new home and familiar with its scents and noises.
Veterinarians also advise that you bring water from your old home, because a change in water sources can sometimes cause your pet to become sick.

Like humans, pets are can become stressed when change occurs. By planning ahead, you can help to make sure your pet has a smooth transition to its new environment.